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MAPP Plastics Discussion Forum

The MAPP Plastic Industry Discussion Forum allows members to rapidly communicate with each other. Post both questions and answers to questions that other MAPP members have about any industry topic from material and process issues to R&E Tax Credits and other business issues.

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Plastic Industry Forum - Converse with Plastics Processing Leaders / Business / Reducing and / or Controlling Health Care Costs
Posted:  05 Aug 2008 20:50
Any help from MAPP HR Professionals would be greately appreciated here.

I am in the process of developing a list of actions that companies have taken to reduce or maintain premium levels for Health Care Insurance. 

I've started a list but need your input, please:

1.  Implemented Wellness Program

Can anybody add to this list?

Troy Nix
Posted:  05 Aug 2008 22:07
If the company is large enough, they could self-fund, rather than buy premium-based insurance.  We have had good luck with this.

With self-funding, you can limit some items that you cannot limit with premium based insurance.

Also, using a formulary for prescription drugs and/or mandatory generics helps.

Sandy Hurban
Posted:  05 Aug 2008 22:28
Conducted Health Risk Assessments (HRA) (Voluntary)for the last 2 years.  Next year will be manditory for active participants in our employer sponsored health plan.

Added the services of a company nurse last year visits twice monthly.  Services were upped to 3 times per month this year due to volume of employees seeking health information.

HRA feedbacks are conducted by company nurse, and employees set health goals with nurse.

Added informational boards to bathroom stalls, and post monthly, new health information associated with national wellness updates, i.e. month of August is national adult immunization, and cataract awarneness month.

Currently looking to add a small workout gym in an existing building on company property for employee use.

Adding a smoking cessation policy to assist employees with guitting smoking.

Ensure Preventative Care Services are included in employer sponsored health plan.

Ann Kroll
Posted:  06 Aug 2008 18:53   Last Edited By: Admin
H.S.A.'s have worked real well for us. We actually took a decrease in premiums for the first time, I think ever. We had to be creative with this plan, for you have to have a high deductible to participate in an H.S.A. Premiums went down, the employees utilize the H.S.A. 100% tax free with payroll deduction, plus they earn 3.2% interest on the first dollar deposited into their account. At first it is hard. But the results are staggering. We have seen a decrease in premium, plus the employee (consumer)is becoming increasingly more involved in the decisions and types of health care they receive.

Debbie Scisco
Posted:  11 Aug 2008 15:29
We have found that a good Lean Mfg approach utilizing 5s (Sort, Set in Order, Shine, Standardize, Sustain) or a 6s (including safety) program combined with std work is a tremendous help in reducing health care costs.  We have found  that it starts with presenting a neat, clean, and orderly place to work first and foremost.  In Addition, having a good interviewing processes is key also....We have our Production Inspectors work through a temp service first to determine if they have what it takes. 

Thomas Houdeshell
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